Pradhan Mantri Jeevan Jyoti Bima Yojana


The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) launched in 2015, is a one-year life insurance scheme renewable from year to year offering coverage for death. The scheme is administered through both public and private sector insurance companies in tie-up with scheduled commercial banks, regional rural banks and cooperative banks.
The government has stressed heavily on the insurance sector as previously a larger section of the populace did not have access to insurance coverage. With the target to include the poor and the underprivileged section of the society, this social security scheme was envisaged to foster the spirit of inclusive growth tandem with the vision of ‘Sabke Saath Sab ka Vikas’

Other insurance related schemes are:

Pradhan Mantri Suraksha Bima Yojana
Rajiv Gandhi Shilpi Swasthya Bima Yojana
Bima Yojana for Handicraft Artisans


Individuals in the age group of 18-50 years having a bank account are entitled to benefit from the scheme. People who join the scheme before completing 50 years of age continue to have the risk of life cover upto age of 55 years subject to a payment of premium.

Click here to Check Your Eligibility.


PMJJBY offers a renewable one year term life cover of Rs. 2 Lakh to all the subscribing bank account holders in the age group of 18-50 years, covering death due to any reason, for a premium of Rs. 330/- per annum per subscriber, to be auto debited from the subscriber’s bank account.

Mode of Application

You can download the application form on the Jan-Dhan Se Jan Suraksha official website.

Check Eligibility

Check your eligibility for the scheme

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