Respected and honourble Prime Mijister Sir, I would like to submit that we are looking for investment from individuals on one hand and on other hand we expect citizens over 50 years old to not to allow to take out their EPF funds so that they can invest in Commercial offices and shops and start prepare themselves to play se one innings as and when they retire. Just imagine the kind of money will come in market if EPF is allowed to be withdrawn for buying commercial offices and shops. Regards