Health Insurance Schemes for Handloom Weavers

INTRODUCTION

In the 12th Five Year Plan, the Health Insurance Scheme was established on the pattern of the Rashtriya Swasthya Bima Yojana (RSBY) of Ministry of Labour and Employment. The scheme is aimed towards financially enabling the weaver community to access the best of healthcare facilities in the country. The scheme would cover the weaver along with his wife and two children to cover all pre-existing diseases as well as new diseases and keeping substantial provision for OPD.

Eligibility

For availing the benefits under the ‘Health Insurance Scheme for handloom weavers’, (hereinafter the word “weaver” shall include the ancillary handlooms workers like those engaged in warping, winding, dyeing, printing, finishing, sizing, Jhala making, Jacquard cutting etc.) the weaver should fulfill the following conditions:-

  • The weaver should be earning at least 50% of his income from handloom weaving.
  • All weavers, whether male or female, are eligible to be covered under the Health Insurance Scheme. The scheme will cover the weaver’s family of four- self, spouse and two children. The scheme is to cover people between age group of 1 day to 80 years

Benefits

The beneficiaries would avail a package of Rs 15,000 that includes both pre-existing diseases and new diseases. The division in terms of disbursement of the amount according to the medical conditions stands as-
Maternity benefits (per child for the first two)- Rs 2500, Eye treatment – Rs 75, Spectacles – Rs 250, Domiciliary Hospitalisation- Rs 4000, Ayurvedic /Unnani/Homeopathic/Siddha- Rs 4000, Hospitalization (including pre and post)- Rs 15000, Baby coverage-500, OPD and limit per illness- Rs 7500.

Mode of Application

A prospective beneficiary shall be required to fill up an enrolment form and submit the same to the State Directorate of Handlooms along with his/her share of the premium. The application / enrollment form shall be made available to the State Directorate of Handlooms and / or the weavers by the ICICI Lombard. For more information, please visit the official website.

Check Eligibility

Check your eligibility for the scheme

Click here to know