Atal Pension Yojana


Atal Pension Yojana is a government-backed pension scheme targeted for people from the unorganised sector and informal workers.
The scheme is designed to aid people from the unorganised sector to avail a pension amount of Rs 5000/- per month after the age of retirement i.e. 60 years. This social security scheme which replaced the earlier Swavalamban Yojana is meant to increase insurance coverage across the country.
The scheme focuses on all citizens in the unorganised sector who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) and who are not members of any statutory social security scheme.

There are other financial inclusion schemes as well :


Atal Pension Yojana can be availed by all citizens aged between 18-40 years . Any bank account holder who is not a member of any statutory social security schemes can avail this scheme. To learn more about the scheme related benefits, you can download the PDF

Click here to Check Your Eligibility.


Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000, if he/she joins and contributes between the age of 18 years and 40 years.The benefit of minimum pension by the Government of India is guaranteed under the scheme. Moreover, the Government of India will co-contribute to each eligible subscriber for a period of 5 years who joins the scheme between the period 1st June, 2015 to 31st December, 2015. The benefit of five years of government co-contribution under Atal Pension Yojana would not exceed 5 years for all subscribers including migrated Swavalamban beneficiaries.

Mode of Application

One could avail the form both through online and offline modes. The form can be downloaded from the Atal Pension Yojana official website by clicking on the link enclosed herein.  Moreover, forms are also available at both nationalized banks and private commercial banks who are registered with the scheme.

Check Eligibility

Check your eligibility for the scheme

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