Pradhan Mantri Mudra Yojana


The Pradhan Mantri Mudra Yojana launched in 2015 aims at providing credit of upto Rs 10 lakh to small entrepreneurs and act as a regulator for Micro-Finance Institutions (MFIs). Mudra targets young educated or skilled workers and entrepreneurs including women entrepreneurs.

The scheme is designed to promote and ensure access of financial facilities to Non-Corporate Small Business Sectors (NCSBS) that will turn them into instruments of GDP growth and employment generation. The loans are easily accessible in three categories- Shishu, Kishore and Tarun to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.

There are other financial inclusion schemes as well :



Any Indian citizen who has a business plan for a non-farm sector income generating activity such as manufacturing, processing, trading or service sector and whose credit need is less than Rs. 10 lakh can approach either a bank, MFI, or NBFC for availing the Mudra loan.

Click here to Check Your Eligibility.


Mudra provides refinance support to banks/MFIs for lending to micro-units having loan requirement upto Rs 10 lakh.To know more about the associated benefits, one could download the pdf from the official website

Mode of Application

borrower could approach any of the lending institutions mentioned in the website or could also apply online tThe hrough portal

Check Eligibility

Check your eligibility for the scheme

Click here to know