The strict rule will be there that they have to be forced to submit loan amount .monthly or on 3 months this will encourage people to earn .and a hope to govt in corona that they have money whether they use or not.again i say no document no verification more no processing or reg fee.only face verification running account till 2 yrs on time loan intrest payment.only court affidavit to 2 lac for startinng work only online.if failed to repay intrest on time.then a strict call to run to bank