To incentivise economic activity kindly link EMIs to Growth Rate of MSMEs. MSMEs who post positive growth rate and share their financials transparently to govt institutions or banks can apply for postponement or waiver of EMIs for that quarter. Secondly make available most in demand business or technical online courses for free to Indians so that public gets skilled at a faster rate and boosts productivity. A prize money would also act as magnet for all.

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